Ask the LoanBrain
Upload paystubs, tax returns, bank statements, or snap a photo. No login required.
🔒 For your safety: black out or omit SSNs, full account numbers, and driver's license numbers before uploading. We don't need them to qualify you.
Files are processed in your session only and auto-deleted after 5 minutes of inactivity, on reload, or when you click "New session". No login. No saving.
The brain that gets you the answers for your loan scenario.
Borrowers and brokers — ask anything. Upload paystubs, tax returns, bank statements, even photos. DTI, qualification, structuring, and lender fit in seconds. No login.
Three steps. Zero friction.
Ask anything
DTI? LTV? Self-employed income? Which lender for a 680 FICO investor purchase? Type or speak the question.
Upload or snap
Drop paystubs, W-2s, 1040s, bank statements, free credit reports, scenario sheets — or take a photo on mobile.
Get the math + plan
Step-by-step calculations, guideline references, lender fit, and exactly what to do next. Download the transcript.
Built for borrowers and brokers.
For Borrowers
- · "How much house can I afford with my income?"
- · "What credit score do I need for an FHA loan?"
- · "Run my DTI from these paystubs."
- · "Can I qualify with 1099 income?"
For Brokers
- · "How do I structure this self-employed file?"
- · "Best lender bucket for non-warrantable condo?"
- · "Run a DSCR scenario on this rental."
- · "Conditions list for a VA cash-out at 90% LTV?"
